The case involved a woman who was driving her car across the Washington Avenue Bridge in Minneapolis. She lost control on an ice patch, and struck the bridge rail. She got out of the car to examine the damage, and just as she was re-entering the car, an uninsured vehicle lost control, striking the plaintiff and pinning her between her car and the uninsured vehicle. After recovery of an arbitration award of $775,000.00, plaintiff proceeded to collect additional amounts from the insurance on the vehicle which she was operating, a loaner vehicle from her car dealer. The car dealer's insurance company, Safeco, vigorously disputed the plaintiff's entitlement to benefits, resulting in two appeals (Safeco v. Goldenberg). The plaintiff's claims were ultimately upheld on appeal.